Capim, a startup offering Brazilians to purchase now, wages later (BNPP) for dental services, collected $ 26.7 million in financing of the A series, says only TechCrunch.
Founded in July 2021 by Marcelo Lutz and Roberto Biselli, who function co -existing, based in São Paulo Grass It is described as a vertical Saas company specializing in the dental sector. He claims that his operating system helps dentists digitize and manage their clinics and increase revenues.
One of the things that Capima software does is, for example, help patients in booking visits to a digital place in connected clinics. On the BNPL front, the company claims that this offer is cheaper than an alternative like a bank card.
“In contrast to universal practice in Brazil paying in installments with credit cards – which requires both a credit card limit and the possibility of payment under a limited number of installments – usually up to six or 12 – our solution offers greater flexibility, enabling payments from payments to 36 installments, “said Biselli Techcrunch. He claims that the rates of interest, which are 50% lower than charged by traditional banks.
Now, due to the latest capital infusion, Capim plans to expand his financial offer to incorporate POS terminal (sales point), which offers clinics much lower discount rates of a salesman (MDR), while integrating with the SaaS finance management module. The discount rate of a salesman (MDR) is a fee charged by the company by a company that processes debit and bank card transactions. The terminal will allow clinics to simply accept bank cards, debit cards and CASKET (Brazilian real -time payment system).
The capital may even be used to develop what the company defines as recent tools powered by artificial intelligence designed to extend the efficiency of clinical operations. Startup also plans to speed up the strategy of switching to the market to expand the clinic and patients network.
The A Capima series was raised in two tranches. Valor Capital and Qed Investors climbed the financing, which included the participation of existing Investors Onevc, Canary and NXTP, in addition to recent investors of Endeavour, Saison and Actyus, a fund run by Creditas CEO Sergio Furio. The startup refused to reveal the valuation. In total, he collected about $ 29 million, including a round of $ 2.5 million, when it was launched in July 2021.
Lutz and Biselli met while working on MBA in Insead, where they won the Insad Venture competition in December 2020. After launching the pilot successful at the starting of 2021, they officially launched Capim after completing the steps.
Access expansion
Until now, the startup claims that he has helped over 60,000 Brazilians to access dental procedures.
While the company refused to reveal hard revenues, Lutz said that it had tripled its revenues in 2024, while adding over 4,000 clinics to the customer base. Currently, it supports 6,000 dental clinics and expects it to succeed in over 10,000 until the end of the 12 months. Co -founders, Capim is not yet profitable, but “even broke” at the end of last 12 months.
Capim earns money in two ways: via SAAS subscriptions, which give clinics with digital tools for managing their activities, in addition to financial products that, he claims, help clinics to extend patients’ availability, and thus increase revenues.
Capim currently has 130 employees, in comparison with 115 years ago.
Carlos Costa from Valor Capital said that his company was invested in Capim, because the startup “concerns clear challenges that professionals stand in the management of clinics as well as financing and paying for treatment.”
Mike Packer from Qed said his company was following Capim from the first days.
“After watching how quickly the company developed thanks to the strong unit economy, we were very convinced of the early matching of the product market and saw this early adhesion as just the beginning,” said Techcrunch.