Profitable, technology powered by artificial intelligence, preparing for a potential public offer

Since 2003, Consumerdirect has helped consumers to take control of their funds, maturing to a huge fintech platform, which earned over $ 100 million in gross revenues last 12 months¹. All this happened without relying on the Venture or Private Equity capital.

Now the company is preparing for a potential public list*after booking the CNDR Tiker symbol².

But as a substitute of turning to the institution or private equity to satisfy the requirements for the list, they open this round to individuals who have achieved success: on a regular basis individuals who take control of economic life.

So no wonder Investors learn all the things they’ll about what drives the success of consumption³.

Consumer growth technology

In the center of the Consumerdirect platform there is SmartCredit®, a tool package that permits consumers to trace and maximize their credit in real time. And behind SmartCredit® there is Max AI ™, a reserved intelligence engine that analyzes as much as 9,000 data points⁴ For the user to offer personalized loan building strategies.

This is the platform: it is an intelligent system that adapts to the unique financial image of each person. And because Maxai ™ is deeply integrated with the platform, consumer is monetized by this engine using a varied model:

• Directo-consumers subscriptions – monthly fees for SmartCredit® access
• Associated committees – revenues from bank cards, loans and other partner products
• Licensing of enterprises -Artrings for white and API with corporations

This high -performance, repetitive revenue model made consumer profitable and scalable a rare combination in fintech.

Traction that deserves credit

Since the launch of SmartCredit® Consumerdirect, he has helped over 300,000 energetic users monthly to take control of their loans and financial health. It is about $ 3 billion⁵ IN total Savings through more conscious loans and personalized credit strategies.

It produced $ 102 million¹ Revenues and USD 10 million in EBITDA¹But what makes these numbers much more impressive is 88% gross margins¹.

Of course, the range of their business is equally essential. Over 3,800 energetic partners⁶ Now use the ConsumerDirect platform through white or under a common brand, providing a high margin, repetitive revenues and expanding the company’s influence far beyond sales on to consumers.

This mixture of profitability, consumer demand and B2B adoption position provides the consumer for further success.

Why investors listen

Consumerdirect has recently reserved the Ticker CNDR symbol² As a part of preparation for a potential direct public list on the National Stock Exchange.

To exchange on the stock exchange, they need at least 200 individual investors who have invested USD 2,500 or more. Instead of accusing institutional investors, they turn to those that feed their mission: on a regular basis people.

When you invest³ You can get as much as 8% of bonus shares:

• 2,500 $+ = 4% bonus
• $ 5000+ = 6% bonus
• USD 10,000+ = 8% bonus

Consumerdirect is profitable, grows and ready for further scaling. Do not miss your likelihood to speculate in a real company with real adhesion before a potential public list.

Secure your consumer actions to maximise their participation in their development.

This is a paid commercial of the CF Consumer Direct offer. Read the circular offer at the address https://invest.consumerdirect.com/

^{1 The financial information presented here comes from the examined financial statements for the 12 months accomplished on December 31, 2024. Readers should discuss with the full financial statements and accompanying notes for comprehensive understanding.}

^{2 The use of the Tiker symbol is not a guarantee that the company can be public. The listing on the National Securities Exchange is approved.}

^{3 See our form C to get essential details about the investment date.}

^{4 This number reflects the maximum potential observations generated on the element and may vary depending on individual use, data availability and commitment from April 2025. All data come from internal methodologies and are unexplored. This information is provided only for illustration purposes and may change without notification.}

^{5 Calculation methodology: Our savings calculations are estimates using historical internal data. It is based on the evaluation of credit reports of subscribers that had increased creditworthiness, while the current subscriber, for two categories: recent automobile financing and recent financing of mortgage loans. The calculations have adopted precise creditworthiness, a coherent correlation between the scope of results and the financing rates, uniform loan conditions, except for rates of interest and percentage fixed rates during the loan period, along with the unchanging borrowing behavior among users. It is essential to note that our computing estimates are based on a thorough credit report, average loan data and current rates of interest, but may not take into account changes in rates of interest of an individual subscriber, if such exist, or significant changes in borrowing and repayment of users, if it exists. In addition, a conversion from VantageScore® V3.0 on Fico® V8.0 was assumed, and then verified by the official Fico® V8.0 calculator to find out savings from launching creditworthiness to credit assessment before the above -mentioned financing. Our calculations may change without notification.}

^{6 Based on the company’s internal records, since March 2025, it reflects partners who have been involved in qualifying business activities in a certain reporting period, in accordance with internal criteria. This information is provided only for information purposes and does not guarantee the current or future activity of the partner. The definition of “active” may vary, and the variety of energetic partners may change without notification.}